Subsidiaries and Afilliates

BANCOESTADO CONTACTO 24 HORAS S.A.

BancoEstado 24 Hour Contact Service was created in 2001 as a corporation to back the line of business and provide services 24 hours a day, seven days a week, top quality service for bank customers and subsidiaries, available through a telephone and Internet connection.

It is located in the district of Lota so as to help develop the economic renewal process of the area. In fact, most employees come from the coal mining area.

Administration:

General Manager: Jimmy Molina

Operations Manager: Leonardo Nualart

Contact Us

Customer Service: 600 200 7000

BANCOESTADO CORREDORES DE SEGUROS S.A.

This subsidiary was created in September 1999 as a BancoEstado subsidiary, in order to offer bank customers a wide range of insurance policies, at low prices and with more coverage, reaching the segments that due to socioeconomic conditions do not have access to these products. Thus, BancoEstado fully entered into the activities of BancaSeguros, which is becoming the most important channel for mass marketing insurance policies.

In a short period, this BancoEstado subsidiary has begun to have a strong share in BancaSeguros market, and today it has become the second most important banking broker of the insurance market, having one and a half million customers insured and offering a wide range of insurances policies.

In September 2004, due to this successful performance, BancoEstado undertakes a sales promise and strategic alliance with MetLife Inc., an American company leader in life insurance policies sales, in order to continue fostering the insurance business and widening the range of products offered to the customer segment. This alliance culminated the process started two years before and which aimed to incorporate an international strategic partner.

This is how BancoEstado Corredores de Seguros S.A. emerged; it continues to be a bank subsidy, but 50.1% is owned by BancoEstado and 49.9% by MetLife Chile Inversiones Ltda.

Administration:

General Manager: Cristián Wolleter

Business Manager: Joaquín Alegría

Administration and Financial Manager: Juan Crocco

Customer Service and Marketing Manager: Loreto Campos

Contact Us

If you want to contact BancoEstado Corredores de Seguros you can go to Moneda 1140, 2 nd floor- Santiago . Or phone the Call Center : 600 6601212

If you want information on Life Annuity Policies, contact our specialists: ejrentav@bancoestado.cl or visit our offices at Moneda 1140, 5 th floor - Santiago .

BANCOESTADO S.A. ADMINISTRADORA GENERAL DE FONDOS

The General Fund Administrator is a BancoEstado subsidiary company that offers its customers different and attractive savings and short, medium and long-term investment options, through products such as Mutual Funds and Housing Fund, keeping in line with the bank's financing tradition based on security, reliability and solvency.

Administration:

Chief Executive Officer: Pablo Mayorga

Chief Investment Officer: Patrick Jacques Mange

Chief Commercial Officer: María de Los Ángeles Pereda Pla

Chief Operations Officer: Carlos Valdés Ríos

Contact Us

Banco Estado S. A Administradora General de Fondos
Company ID Number: 96.836.390-5
Head office: st. Nueva York 33, 7 th floor, Santiago, Chile
Call Center: 600 200 7000
Telephone:(56 2) 29708900

Distributors of BancoEstado S.A. Administradora General de Fondos are:
Banco del Estado de Chile
Company ID Number: 97.030.000-7
Head office: Avenida Libertador Bernardo O'Higgins N° 1111, Santiago.

Banco Estado S.A Corredores de Bolsa
Company ID Number: 96.564.330-3
Head Office: Avenida Libertador Bernardo O´Higgins 1111, 6 th floor, Santiago

BancoEstado S.A. Microempresas Asesorías Financieras
Company ID Number: 96.781.620-5
Head Ofice: Avenida Libertador Bernardo O´Higgins N° 2696, 2 th floor, Santiago

BANCOESTADO S.A. CORREDORES DE BOLSA

BancoEstado Brokers was the first BancoEstado subsidiary, launched in 1989, performing a complementary business role of the banking activity.

Its business offer endeavors to meet the financial products and services required by personal, small business and big company customers. It has a solid capital and the best and most complete nationwide coverage, through competitive and transparent costs.

To date, BancoEstado Brokers has become one of the top three operators in the domestic market in financial intermediation.

You can do business knowing that everything will be managed using profitability and security criteria, with the assistance of a BancoEstado subsidiary.

Administration:

General Manager: Jorge Ramírez 

Business Manager: Cristóbal Erazo Arata

Management and Control: David Poblete Olivares

Contact Us

Head Office: Avenida Libertador Bernardo O´Higgins 1111, 6th Floor.

Telephone: (56 2) 2970 71 02

And through the extensive BancoEstado branch network.

BANCOESTADO SERVICIOS DE COBRANZAS S.A.

This subsidiary has been in operation since 2000; it is a service complementary to the business activity of BancoEstado that recovers delinquent portfolios. Its actions always take into account institutional values, i.e. respect for the individual; therefore, collections are based on segmented strategies according to the specific characteristics, conditions and situations of delinquent debtors.

BancoEstado Servicio de Cobranzas S.A is an efficient collection service company that uses advanced technology and the best systems available to manage databases and establish contacts with customers, in the different locations nationwide.

Management:

General Manager: Carlos Eterovic

Collection Manager: Fernando Symon Franzoy

IT Manager: Manuel Díaz Pérez

Communication an Public Relations Manager: María Pía Spinetto Castro

Operation Manager: Rodrigo Estela Aguirre

Contact Us

Head Office: San Diego 81, 3rd Floor, Santiago

Telephone: (56 2) 2787 17 90

SOCIEDAD DE SERVICIOS TRANSACCIONALES CAJA VECINA S.A.

This subsidiary has been in operation since 2000; it is a service complementary to the business activity of BancoEstado that recovers delinquent portfolios. Its actions always take into account institutional values, i.e. respect for the individual; therefore, collections are based on segmented strategies according to the specific characteristics, conditions and situations of delinquent debtors.

BancoEstado Servicio de Cobranzas S.A is an efficient collection service company that uses advanced technology and the best systems available to manage databases and establish contacts with customers, in the different locations nationwide.

Management:

General Manager: Marta Jancso

Contact Us

Head Office: San Diego 81, 3rd Floor, Santiago

Telephone: (56 2) 2787 17 90

BANCOESTADO MICROEMPRESAS S.A. ASESORIAS FINANCIERAS

In 1995, one of the biggest and most reliable financial institutions in Chile took a decisive step in the context of microcredits and microfinancing. Toward the end of XX century, BancoEstado launched the Specialized Program for Microenterprises. This subsidiary with a strategic role would impact the bank and the future of thousands of enterprising families.

Under the name BancoEstado Microempresas , and inspired by the institutional mission to generate equal opportunities for all Chileans to have access to financial services, the program was the answer to the microenterprise sectors, that until then had been marginalized from the financial system.

When the first specialized platform was launched in March 1996, BancoEstado was starting a new chapter in its long history as a public financial institution. Its decisive social role, with events that had been milestones in the mortgage credit and savings area nationwide, was now targeting microenterprises, for people who had already started their own business, and therefore increasing their options within the financial market.

This subsidiary is the leader in providing services to microenterprises; it has 120 Specialized Platforms nationwide, currently serving more than 160 thousand customers.

Administration:

General Manager: Emilo Veléz Hormazábal

Manager Strategic Development and Control Management: Gabriela Rojas Vera.

Commercial Manager: Marialy Muñoz López

Risk Manager: Carlos Hernández Zárate

Contact Us

Head Office: Avda. Libertador Bernardo O'Higgins #2696 – 2nd Floor

Telephone: (56 2) 2970 8590

Telephone Call Center : 600 200 6000